What About My Finances? Use the form below to calculate your net worth. This is a simple calculator, no data is transmitted.  This form and the worksheets are a great starting point to give to any financial planner. The Lord seems to have taken care of me/us so far, why should I spend the effort to plan? Click here for a few verses on the subject. I already have a handle on my / our net worth.  Click here for our best advice for serving the Lord for a person in your finacial position. Financial Profile Birth year Years to 55: Years to 65: Income and Expenses   Print a worksheet            Cash Flow   Income enter numbers, no commas $ First estimate your after-tax annual income (include bonus, rents, etc. Include retirement accounts contributed by you and employer.)   Expenses $ Estimate annual expenses. Adjust if necessary to reflect Gain/(Loss) for a typical year   Gain/-Loss $ Calculated Value Assets                         Print a worksheet            Net Worth   Cash $ Checking, Savings, CDs   Real Estate $ Houses and Lands   Autos/Boats $ Include the resale value of any other expensive toys.   Investments $ Stocks & Bonds   Retirement Accts $     Other $     Total Assets: $ Calculated Value Liabilities                    Print a worksheet   Mortages $ Loan balance of first (and second) mortgages   Car Loans $ Outstanding Balances   Credit Card Debt $     Other $     Total Liabilities: $ Calculated Value   Net Worth: $ Ratio: Net worth/Expenses   View an explanaton of this ratio Now that you have a handle on your family net worth, click the button below that best represents your financial situation for our best advice for serving the Lord at your current life stage. ... << Return to Introduction ... << What About Funding? This section has been developed by Master's Financial Associates, Lancaster, PA and the Finishers Project.